FIRE Calculator
Estimate how many years it will take to reach Financial Independence (Retire Early) using the 4% rule. Toggle Lean, Regular, or Fat FIRE lifestyles and see your Coast FIRE number.
Lifestyle Mode
Target FI Number
$1.50 M
Annual spending x rule of 25
Years to FI
13 years
At current savings rate
Coast FI Number
$443,796
Invest this now, then let it grow
FIRE Path
When the blue area reaches or exceeds the orange target, you've hit FIRE. Increase your savings rate or lower spending to move the goal date closer.
What is Coast FIRE?
Coast FI is the amount you need invested today so that even if you only cover living expenses going forward, compound growth alone gets you to FIRE by your target age. Hitting this milestone lets you switch to lower stress work.
Scenario Vault
Save multiple versions of your inputs and compare how the outputs change.
Comparison
Current inputs vs. selected scenario.