529 College Savings Calculator
Project future college costs with inflation and see if your current 529 savings rate will cover tuition. Adjust contributions to stay on track.
Projected College Cost
$216,730
4-year total adjusted for inflation
Projected Savings
$124,539
With $400 monthly contributions
Projected Shortfall
$92,191
Increase contributions or reduce costs
Monthly Contribution Needed
$810.30
To fully cover projected costs
Savings Growth vs Goal
Goal line represents the average annual cost you'll need to cover. Adjust contributions until the blue line meets or exceeds it.
Projected Annual Costs
Tuition typically increases each year while the student is in school. Budget for these jumps.
529 plan growth is federal tax-free when used for qualified education expenses. Check your state for additional tax benefits and contribution limits.
Scenario Vault
Save multiple versions of your inputs and compare how the outputs change.
Comparison
Current inputs vs. selected scenario.